Financing Conditions Example for financing in Credit, Fixed Rate, PVP/ Financed Amount: €11,500.00, Term: 120 months, Installment: €160.52. APR: 9.2%. TAN: 6.950%. In addition, commission for opening a contract of €395.20, vehicle legalization expenses of €141.52 and Stamp Tax for the Use of Credit in the amount of €604.08. MTIC: €19,262.40. Life insurance subscription is mandatory (included in the APR). Total prize value: €464.55. The customer may choose to pay the premium at the beginning of the contract, finance and pay the same during its term, or contract the insurance with any insurance company, provided that the conditions expressed in the product sheet available at Montepio Credito are safeguarded. Credit subject to approval. António Pinto, Limitada (National Stand) acts as an ancillary credit intermediary, on a non-exclusive basis. Registered with Banco Portugal under the number 0000550. Inquire at Montepio Crédito.